Gil Aizic

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information about car loans in Canada


What is the cost?

What if I have really bad credit?

What do you do with my application?

I have been tuned down before...

Will this affect my credit rating?

Privacy / Personal information

What about Bankruptcy?

How Long is the Approval Good For?

Will this help me Re-Establish Credit?

 

 

What is the cost? - Answer

There is no cost to fill out an application.  We only earn a commission if you are approved and purchase a vehicle.  There is no risk or cost to you.

 

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What if I have really bad credit?

Sometimes things happen in life that affects our credit in a negative way.  Every person and every story is unique and we respect that.  If your credit is at the point where we cannot get you approved, we will tell you what you need to do in order to get approved.

 

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What do you do with my application?

When we receive your application we review it and anticipate which lender is most likely to extend you credit in your personal situation.  Before we pull any credit report we will contact you personally to discuss your situation.

 

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I have been tuned down before...

If you have been turned down before do not despair.  We may have Lenders that will deal with your situation.  In every case, we will guide you and explain what you need to do to get approved.

 

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Will this affect my credit rating?

Every time you apply for credit or a loan it affects your credit rating.  The way we protect your credit rating is not sending your application to multiple lenders.

 

We will carefully review your application and contact you directly for an accurate description of your situation before we contact any lenders.  We will match you with the appropriate lender and ask for your permission to pull a credit report.

 

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Privacy / Personal information

We do not share your personal information with anybody without your consent.  We are not in the business of selling or sharing your personal information with any other firm or entity.

 

For more information on your privacy, contact us.

 

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What about Bankruptcy?
We have lenders that will provide you a loan if you are in a Bankruptcy situation.  If you have been discharged, you are now in a position to Re-Establish your credit.  We can educate you on the quickest way to re-establish your credit after Bankruptcy and save you a fortune in interest payments.

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How Long is the Approval Good For?
Most of our Lenders will honour your Approval for up to 30 days. If you will need a few months to get your down-payment or insurance sorted out, then please bookmark this site and apply closer to when you are ready.

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Will this help me Re-Establish Credit?
In order to Re-Establish credit, you need to pay off a loan. An auto loan is an excellent way to re-establish your credit. The more payments you make (on time), the better your situation will look on your credit report. Lenders want to deal with people who pay back loans! Contact us and we will explain the process of re-establishing credit in more detail.

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